Real Estate Finance

Our real estate finance practice has established an outstanding reputation for complex real estate finance transactions across a range of real estate asset classes. We provide a cohesive and flexible service across the wide range of disciplines that are fundamental to modern real estate finance transactions.

We offer advice to a varied client base that includes lenders and borrowers, developers and investors, corporates, funds, hotel owners and operators as well as UK and overseas high-net-worth individuals and trusts. 

Our range of services includes advising on:

  • real estate investment finance;
  • real estate development finance;
  • intercreditor negotiations involving multi-layered capital structures;
  • whole-loan financing;
  • loan-to-own transactions;
  • PRS/build-to-rent financings;
  • student accommodation financings;
  • hotel financings;
  • facilities to high-net-worth individuals buying or refinancing residential properties in central London; and
  • real estate restructurings and enforcements.

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"Macfarlanes demonstrates that the firm has invested in building up a real estate finance practice that has enough resources in terms of lawyers, and above all sophistication and excellent technical ability. I appreciate their availability and delivery."

The UK Legal 500 2025

"The Macfarlanes team is extremely knowledgeable and provide practical advice tailored to our business needs."

Chambers UK 2025

"Great technical ability, knowledge of market and responsiveness."

The UK Legal 500 2025

"Macfarlanes deal with complex closings in a straightforward and practical manner."

Chambers UK 2025

"A strong team ethos from the Macfarlanes team, ensures that you receive strong input whoever you are working with."

The UK Legal 500 2025

"The lawyers digest complex points and explain them with clarity to advise on the best approach. The team is very strong and commercially acute."

Chambers UK 2025